So, it’s almost the end of the year and you’re already thinking whether it’s a good idea to buy a home or not.
Now is the perfect time to set your priorities and ask yourself if you’re ready — financially and mentally ready to buy a home.
First, you have to set up an appointment with a lender to see how much you qualify for, and if there are any down payment assistance programs for which you qualify.
The lender will give you a ballpark figure of how much you can afford. Once you complete this, the next steps are going to be more exciting!
After getting pre-approved, you can now focus more on the location of where you want to look, the accessibility to your workplace, shopping, and the features of the home that are important to you. In short, you can now prepare your home buying wish list.
One of the most important things that you have to consider is the price. You have to ask yourself these questions:
- Is it within the budget?
- Can I afford the upkeep of this home?
When thinking about the perfect location of your home, you may want to consider these:
- School district
- Neighborhood amenities
- Nice cul-de-sac
- Corner lot vs a non-corner lot
- Proximity to family and friends
In thinking about the features, you may also want to consider these:
- Garage or carport
- Fenced yard for your fur babies
- The number of bedrooms and bathrooms
- Updated house versus fixer upper
If you have more questions on the things that you should consider before buying a home, our team of experts is here for you. We also have a FREE home buying checklist that you can use that we can email you.
We have helped many homebuyers and like them, we know we can find the right home for you and your loved ones.
Feel free to contact us today and let’s start house hunting soon!